Checking
Team Capital Bank offers you five choices of Personal Checking Accounts. All 5 include:
- Free online banking and bill pay
- Free MasterCard debit card (no annual or monthly fee)
- Refunds of ATM surcharge fees charged by other financial institutions for the use of their ATM machines
- Your choice of electronic or paper statements
- Unlimited check writing
- Unlimited signature-based and pin-based transactions with your MasterCard debit card
- FDIC insurance coverage
PLUS...Team Capital Bank's unsurpassed levels of service.
Personal Checking Accounts
| Interest | Account Requirement |
Min. Avg. Bal. To Avoid Fee |
Fee Amount |
|
| Totally Free Checking | None | None | None | None |
| Low Minimum Interest Checking | Market Rate | None | $500 | $6/Mo. |
| 50+ Interest Checking | Market Rate | One Signer Must be 50 or older | None | None |
| Automatic Interest Checking | Market Rate | Direct Deposit or Auto Loan Payment |
None | None |
| Platinum Checking | Market & Premium Rates | None | $1,000 | $8/Mo. |
- Platinum Checking offers the benefits of earning a market rate of interest on balances up to $2,500 and a premium rate of interest on balances greater than $2,500. The minimum balance to avoid the $8.00 monthly fee is $1,000. Standard orders of checks are provided at no charge.
- Automatic Interest Checking offers a market rate of interest on all balances provided you have direct deposit of payroll or recurring federal, governmental, or pension payments or if you have an automatic Team Capital Bank loan payment in place. There is no minimum balance requirement and no monthly fee. The first order of standard checks is provided at no charge.
- 50+ Interest Checking offers a market rate of interest with no minimum balance requirement or monthly fee as long as one signer on the account is at least 50 years of age. Standard orders of checks are provided at no charge.
- Low minimum interest checking offers a market rate of interest with a low $500 minimum balance requirement to avoid the $6.00 monthly fee. The first order of standard checks is provided at no charge.
- Totally Free Checking offers no minimum balance requirement or minimum balance fees. This account does not earn interest.
To open a checking account: Call or visit any of our convenient branch offices for more information.
Need more checks?
Re-order your checks online - You may also re-order checks by contacting your local branch.
