Personal Checking

Team Capital Bank offers Totally Free Checking plus four other accounts that pay you interest.

Personal Checking Accounts
Traditional Name	Interest	Account Requirement	Min. Ave. Bal. To Avoid Fee	Fee Amount
Totally Free Checking	None	None†	None	None
Low Minimum Interest Checking	Market Rate	None†	$500	$6/Mo.
50+ Interest Checking	Market Rate	One Signer Must be 50†	None	None
Automatic Interest Checking	Market Rate	Direct Deposit or Auto Loan Pymt.†	None	None
Platinum Checking	Market & Premium Rates*	None†	$1,000	$8/Mo.

Picking the account that’s right for you is as easy as answering 5 (or less!) simple questions:

Will there be anyone 50 years of age or older signing on this account?
If YES, choose 50+ Interest Checking.
If NO...

Do you have, or can you set up, a direct deposit of payroll, Social Security or government check? Or do you have a loan with us?
If Yes, choose Automatic Interest Checking.
If NO...

Do you always keep at least $2,500 in your checking account?
If Yes, choose Platinum Checking.
If NO...

Do you always keep at least $500 in your checking account?
If Yes, choose Low Minimum Interest Checking.
If NO, choose Totally Free Checking.

†Signer(s) on the account must be at least 18 years of age.

*Balances up to $2,500 earn market rate; balances of $2,500 or more earn premium rate.