Team Capital Bank

Business Lending

At Team Capital Bank we offer a full suite of lending products and services to help make the most of your business and your life. You get a dedicated team of experienced bankers who understand business - yours. We're a community bank, which means lending decisions are made locally. We're committed to helping you and your business. Contact us to learn more about our commercial lending options.

Business Term Loans

Long term financing with regular monthly payments can be used to cover the cost of equipment purchase or business expansion.

Commercial Real Estate Loans

This type of financing can be customized to meet your specific needs and is available for:

  • Owner-occupied commercial properties.
  • Investment properties.
  • Development projects.

Working Capital Lines of Credit

Flexibility to meet your business's needs for working capital and is ideal for:

  • Periods of rapid sales growth.
  • Seasonal sales patterns.
  • New market opportunities.

Letters of Credit

We offer Import and Letters of Credit so that you can offer your vendors a high level of payment assurance. An import Letter of Credit can help reduce payment risk since the Bank verifies compliance with documentary terms and conditions before your payments are made.

We also offer Standby Letters of Credit which can provide monetary support for obligations such as trade payments, leases, and advance-payment requirements, back obligations such as performance and bid assurances or support insurance obligations, including workers' compensation.

Equipment Loans

When the need for additional equipment arises in your business, an equipment loan from Team Capital Bank can help your business move forward. Regardless of the size of your business, financing equipment acquisitions makes business sense by matching cost to benefit.

Contact a Team Capital Bank Lender today to learn how we can help you get the most of out of your business.

All loans and lines are subject to credit approval.

Member FDIC Equal Housing Lender