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Loan Rates


Please see current rates listed below:

Team Capital Bank makes every attempt to keep this page current, however rates are subject to change without notice. To verify our loan rates, please speak with a Personal Banking Representative. For a listing of our addresses and phone numbers, visit our locations page.

In addition to the loans listed on this page, Team Capital Bank offers a number of secured and unsecured loans for all kinds of personal needs. To obtain a quote, contact us through this web site or contact your local bank.

Use a loan calculator to determine the monthly payments of your loan.

APR = Annual Percentage Rate
Team Equity Line
Lines Available Draw/Repayment Periods APR
Up to $500,000 or More 10/15 Years *** Prime -1.00%
*** Prime is currently 8.25%; Your current rate is 7.25%

Important Information:
Loan payments are made through automatic debits from a Team Capital Bank personal checking/savings account (required). APR indicated is for 1-2 family New Jersey or Pennsylvania owner-occupied homes. Maximum LTV is 85%. Property insurance is required and flood insurance may be required. The APR is variable, and is equivalent to the highest Prime Rate published in the Wall Street Journal Prime Rate less 1.00%, and becomes effective the first business day after statement cut-off. Maximum APR is 16%. Interest may be tax-deductible, but please consult your tax advisor. Subject to credit approval.

Team Equity Loan
Loan Amount Term APR
Up to $500,000 or More 5 Years 5.95%
Up to $500,000 or More 10 Years 6.75%
Up to $500,000 or More 15 Years 7.00%

Important Information:
Rate indicated includes 1/4% reduction for automatic payment from a Team Capital Bank personal checking account. APR is fixed for the term of the loan. Payment example: 60 monthly payments of $19.57 per $1,000 borrowed. For 1-2 family New Jersey or Pennsylvania owner-occupied homes. Interest may be tax-deductible, but please consult your tax advisor. Subject to credit approval.

For rates on other personal loans and lines of credit, contact us today.

Business Loans
     
Team Capital Bank offers extraordinarily low rates and a wide range of flexible terms on loans and lines of credit for businesses. To obtain a quote, contact us through this web site or contact your local bank.